Business Pack Insurance is a bundled insurance solution that combines several types of coverage into a single, convenient policy. This type of insurance is specifically tailored for small to medium-sized businesses, providing protection for your property, equipment, stock, employees, and legal liabilities. By consolidating various coverages, Business Pack Insurance simplifies the process of managing your business insurance needs, while offering peace of mind that your business is safeguarded against a wide range of risks.

Business Pack extensions include:

  • Product Liability

    For businesses who are involved in the production, supply and sale of products to members of the public

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  • Public Liability

    Provides protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities

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  • General Property

    (Tools of Trade)

    The mobility that makes this equipment so valuable also exposes it to unique risks such as theft, damage, or loss while on the go

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  • Tax Audit

    Covers a business for specified costs in the event that it is selected by the Australian Tax Office for auditing

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  • Employee Dishonesty

    Provides coverage for financial losses resulting from fraudulent or dishonest acts committed by employees

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  • Property Damage

    (Building, Content, Stock)

    Coverage for physical damage to your property caused by a variety of risks, including fire, storms, theft, vandalism, and accidental damage

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  • Business Interruption

    Provides coverage for lost income and operating expenses if your business is forced to close or scale back operations due to a covered event

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  • Theft

    Essential for homeowners, renters, and businesses, offering financial protection for stolen items, whether they’re personal belongings, business equipment, or inventory

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  • Money

    Essential for businesses that handle cash regularly, offering protection for money stored on the premises, in transit, or at other specified locations

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  • Glass

    Covers a wide range of glass types, including windows, doors, mirrors, and glass display cases, helping you manage the financial burden of unexpected glass damage

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  • Electronic Equipment Breakdown

    Protects your business from the financial impact of these unexpected breakdowns, ensuring that your operations can continue smoothly

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  • Machinery Breakdown

    Covers the financial impact of sudden and unforeseen equipment failures, ensuring that your business can recover quickly and continue operating with minimal disruption

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